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DEFINING YOUR NEEDS
When you buy life insurance, you want a policy which fits your needs without costing too much. Your first step is to decide how much life insurance you need, how much you can afford to pay, and the kind of policy you can get that meets your cost and coverage goals.
There are many reasons for purchasing life insurance among which are the following:
• Family protection to provide financial security to surviving family members upon the death of the insured person.
• Insurance to cover a particular need such as paying off a mortgage or consumer debt upon the insured’s death.
• Business insurance to compensate a company on the death of a key employee or to provide a surviving partner the resources to buy out the deceased partner’s share of the business.
• To provide funds to pay estate taxes or other final obligations necessary to settle a deceased person’s estate.
• To provide the funds necessary for the deceased person’s burial expenses.
If you need more information than is given here, please contact us directly.